Karat blog

Dwane Rich was a successful music producer and creative director. In many people’s eyes, he had “made it.” But he also imagined a future working in tech. To get there he challenged himself with bootcamps, surrounded himself with community, and he practiced. A lot. Transitioning from a career in entertainment to his first role as […]

A little more than three hundred years ago, Benjamin Franklin established the Philadelphia Contributionship, effectively inventing property insurance. A crucial part of the business was the inspection, which considered construction standards, living practices, and building materials. This allowed the company to set rates based on their risk assessment. That may seem like a far cry […]